The government announced 13 November that it will extend its Farming Recovery Fund to support farmers badly affected by the recent flooding across Yorkshire and the Midlands. Through this scheme, farmers and land managers who have suffered uninsurable damage to their property will be able to apply for grants of between £500 and £25,000 to cover repair costs – whether that’s clearing debris or recovering damaged land.

Householders affected will need to contact brokers and insurers – if supplied direct – to start the weary process of claims for flood damage. This in addition to dealing with the distressing upheaval caused by extensive water damage.

In the past HMRC has been supportive if tax-payers cannot make returns or pay tax due to flood disruption. They will also be sympathetic if business or tax records are lost due to water damage.

There is a pretty comprehensive flood alert service on the Gov.uk website and it is possible to register for a flood alert. These can be sent to your mobile, email address or landline. The service is free to use.

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